Betterment Robo Advisor 10 vs 10-year Treasury Portfolio Comparison

Last Update: 31 March 2024

The Betterment Robo Advisor 10 Portfolio obtained a 4.18% compound annual return, with a 2.52% standard deviation, in the last 30 Years.

The 10-year Treasury Portfolio obtained a 4.85% compound annual return, with a 6.78% standard deviation, in the last 30 Years.

Summary

Swipe left to see all data
Betterment Robo Advisor 10 Portfolio 10-year Treasury Portfolio
Portfolio Risk Low Low
Asset Allocation Stocks 9.9% 0%
Fixed Income 90.1% 100%
Commodities 0% 0%
30 Years Stats Return +4.18% +4.85%
Std Dev 2.52% 6.78%
Max Drawdown -8.91% -23.18%
All time Stats
(Since Jan 1985)		 Return +5.56% +6.48%
Std Dev 2.90% 7.23%
Max Drawdown -8.91% -23.18%
Last Update: 31 March 2024

Historical Returns as of Mar 31, 2024

Comparison period starts from January 1985

Swipe left to see all data
1M 6M 1Y 5Y 10Y 30Y MAX
Betterment Robo Advisor 10 Portfolio +0.77 +4.98 +4.55 +1.83 +1.88 +4.18 +5.56
10-year Treasury Portfolio +0.73 +5.02 -1.56 -0.61 +1.16 +4.85 +6.48
Return over 1 year are annualized.

Capital Growth as of Mar 31, 2024

Betterment Robo Advisor 10 Portfolio: an investment of 1$, since April 1994, now would be worth 3.41$, with a total return of 241.40% (4.18% annualized).

10-year Treasury Portfolio: an investment of 1$, since April 1994, now would be worth 4.14$, with a total return of 314.12% (4.85% annualized).

Betterment Robo Advisor 10 Portfolio: an investment of 1$, since January 1985, now would be worth 8.35$, with a total return of 735.07% (5.56% annualized).

10-year Treasury Portfolio: an investment of 1$, since January 1985, now would be worth 11.76$, with a total return of 1075.68% (6.48% annualized).

Drawdowns

Drawdown comparison chart since April 1994.

Swipe left to see all data
Betterment Robo Advisor 10 Portfolio
10-year Treasury Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-23.18% Aug 2020 Oct 2023 (39) In progress (44) 13.61
-9.34% Oct 1998 Jan 2000 (16) Aug 2000 (23) 5.17
-8.91% Sep 2021 Sep 2022 (13) In progress (31) 4.87
-7.60% May 2013 Dec 2013 (8) Nov 2014 (19) 4.38
-7.18% Aug 2016 Apr 2018 (21) May 2019 (34) 4.82
-6.90% Feb 1996 May 1996 (4) Nov 1996 (10) 4.58
-6.65% Jan 2009 Jun 2009 (6) Jun 2010 (18) 4.33
-6.60% Nov 2001 Mar 2002 (5) Jul 2002 (9) 3.77
-5.68% Jun 2003 Jul 2003 (2) Dec 2003 (7) 2.83
-4.85% Apr 2004 May 2004 (2) Oct 2004 (7) 2.96
-4.67% Sep 2010 Mar 2011 (7) Jul 2011 (11) 2.74
-4.25% Feb 2015 Jun 2015 (5) Jan 2016 (12) 2.34
-4.15% Apr 2008 May 2008 (2) Nov 2008 (8) 2.19
-4.13% Oct 2002 Nov 2002 (2) Feb 2003 (5) 2.02
-4.08% Jul 2005 May 2006 (11) Sep 2006 (15) 2.49
-4.04% Dec 1996 Mar 1997 (4) Jun 1997 (7) 2.15
-3.55% Apr 2008 Oct 2008 (7) May 2009 (14) 1.66
-3.09% Apr 1994 Nov 1994 (8) Jan 1995 (10) 1.88
-2.97% Apr 2001 May 2001 (2) Jul 2001 (4) 2.13
-2.67% Feb 2012 Mar 2012 (2) May 2012 (4) 1.30

Drawdown comparison chart since January 1985.

Swipe left to see all data
Betterment Robo Advisor 10 Portfolio
10-year Treasury Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-23.18% Aug 2020 Oct 2023 (39) In progress (44) 13.61
-10.87% Mar 1987 Sep 1987 (7) Jan 1988 (11) 5.88
-10.14% Nov 1993 Nov 1994 (13) May 1995 (19) 6.64
-9.34% Oct 1998 Jan 2000 (16) Aug 2000 (23) 5.17
-8.91% Sep 2021 Sep 2022 (13) In progress (31) 4.87
-7.60% May 2013 Dec 2013 (8) Nov 2014 (19) 4.38
-7.18% Aug 2016 Apr 2018 (21) May 2019 (34) 4.82
-6.90% Feb 1996 May 1996 (4) Nov 1996 (10) 4.58
-6.65% Jan 2009 Jun 2009 (6) Jun 2010 (18) 4.33
-6.60% Nov 2001 Mar 2002 (5) Jul 2002 (9) 3.77
-5.68% Jun 2003 Jul 2003 (2) Dec 2003 (7) 2.83
-4.85% Apr 2004 May 2004 (2) Oct 2004 (7) 2.96
-4.67% Sep 2010 Mar 2011 (7) Jul 2011 (11) 2.74
-4.60% Mar 1988 May 1988 (3) Sep 1988 (7) 2.57
-4.48% Jan 1990 Apr 1990 (4) Jun 1990 (6) 2.44
-4.25% Feb 2015 Jun 2015 (5) Jan 2016 (12) 2.34
-4.15% Apr 2008 May 2008 (2) Nov 2008 (8) 2.19
-4.13% Oct 2002 Nov 2002 (2) Feb 2003 (5) 2.02
-4.08% Jul 2005 May 2006 (11) Sep 2006 (15) 2.49
-4.04% Dec 1996 Mar 1997 (4) Jun 1997 (7) 2.15

Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
Swipe left to see all data
Year Return Drawdown Return Drawdown
2024
+0.83%
 -0.02%
-1.30%
 -2.08%
2023
+5.92%
 -1.47%
+3.64%
 -8.81%
2022
-6.66%
 -8.39%
-15.19%
 -16.91%
2021
+0.88%
 -0.88%
-3.33%
 -5.73%
2020
+4.71%
 -1.19%
+10.01%
 -2.02%
2019
+6.61%
 0.00%
+8.03%
 -2.59%
2018
+0.02%
 -0.91%
+0.99%
 -3.19%
2017
+3.34%
 -0.02%
+2.55%
 -1.90%
2016
+2.45%
 -1.03%
+1.00%
 -6.50%
2015
+0.10%
 -1.18%
+1.51%
 -4.25%
2014
+1.76%
 -0.61%
+9.07%
 -1.05%
2013
+1.99%
 -1.31%
-6.09%
 -7.60%
2012
+3.35%
 -0.85%
+3.66%
 -2.67%
2011
+1.84%
 -1.48%
+15.64%
 -1.29%
2010
+4.56%
 -0.60%
+9.37%
 -4.30%
2009
+5.43%
 -3.09%
-6.59%
 -6.65%
2008
+1.51%
 -3.55%
+17.91%
 -4.15%
2007
+7.32%
 0.00%
+10.37%
 -1.85%
2006
+5.96%
 -0.47%
+2.52%
 -2.87%
2005
+3.37%
 -0.59%
+2.64%
 -3.19%
2004
+3.50%
 -1.68%
+4.12%
 -4.85%
2003
+7.36%
 -0.53%
+5.29%
 -5.68%
2002
+5.59%
 -0.24%
+15.45%
 -4.13%
2001
+6.78%
 -0.09%
+5.40%
 -5.21%
2000
+7.31%
 -0.69%
+17.28%
 -1.12%
1999
+5.47%
 -1.00%
-7.83%
 -8.11%
1998
+7.51%
 -1.05%
+14.64%
 -1.61%
1997
+7.18%
 -0.73%
+11.97%
 -2.02%
1996
+6.42%
 -0.77%
-0.00%
 -6.90%
1995
+14.22%
 0.00%
+25.55%
 -1.23%
1994
-1.25%
 -3.17%
-7.19%
 -9.56%
1993
+10.54%
 -0.63%
+12.97%
 -2.55%
1992
+6.61%
 -1.12%
+7.23%
 -4.02%
1991
+15.83%
 -0.59%
+18.91%
 -0.54%
1990
+7.24%
 -1.52%
+7.70%
 -4.48%
1989
+14.16%
 -0.50%
+17.84%
 -2.30%
1988
+8.05%
 -0.37%
+6.90%
 -4.60%
1987
+3.74%
 -1.32%
-2.64%
 -10.87%
1986
+12.96%
 -1.17%
+21.35%
 -3.93%
1985
+17.68%
 -0.60%
+29.85%
 -3.33%