Dynamic 60/40 Income vs Betterment Robo Advisor 50 Portfolio Comparison

Last Update: 31 March 2024

The Dynamic 60/40 Income Portfolio obtained a 7.13% compound annual return, with a 9.33% standard deviation, in the last 30 Years.

The Betterment Robo Advisor 50 Portfolio obtained a 7.42% compound annual return, with a 9.25% standard deviation, in the last 30 Years.

Summary

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Dynamic 60/40 Income Portfolio Betterment Robo Advisor 50 Portfolio
Portfolio Risk High Medium
Asset Allocation Stocks 60% 49.9%
Fixed Income 40% 50.1%
Commodities 0% 0%
30 Years Stats Return +7.13% +7.42%
Std Dev 9.33% 9.25%
Max Drawdown -41.44% -30.72%
All time Stats
(Since Jan 1992)		 Return +7.42% +7.66%
Std Dev 9.10% 9.16%
Max Drawdown -41.44% -30.72%
Last Update: 31 March 2024

Historical Returns as of Mar 31, 2024

Comparison period starts from January 1992

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1M 6M 1Y 5Y 10Y 30Y MAX
Dynamic 60/40 Income Portfolio +1.24 +12.08 +11.69 +5.17 +5.47 +7.13 +7.42
Betterment Robo Advisor 50 Portfolio +2.31 +12.67 +11.37 +4.97 +5.05 +7.42 +7.66
Return over 1 year are annualized.

Capital Growth as of Mar 31, 2024

Dynamic 60/40 Income Portfolio: an investment of 1$, since April 1994, now would be worth 7.90$, with a total return of 690.39% (7.13% annualized).

Betterment Robo Advisor 50 Portfolio: an investment of 1$, since April 1994, now would be worth 8.56$, with a total return of 755.51% (7.42% annualized).

Dynamic 60/40 Income Portfolio: an investment of 1$, since January 1992, now would be worth 10.05$, with a total return of 905.43% (7.42% annualized).

Betterment Robo Advisor 50 Portfolio: an investment of 1$, since January 1992, now would be worth 10.82$, with a total return of 982.37% (7.66% annualized).

Drawdowns

Drawdown comparison chart since April 1994.

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Dynamic 60/40 Income Portfolio
Betterment Robo Advisor 50 Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-41.44% Jun 2007 Feb 2009 (21) Sep 2010 (40) 16.67
-30.72% Nov 2007 Feb 2009 (16) Apr 2010 (30) 14.13
-20.25% Jan 2022 Sep 2022 (9) In progress (27) 10.76
-18.21% Jan 2022 Sep 2022 (9) In progress (27) 11.22
-14.24% Feb 2020 Mar 2020 (2) Nov 2020 (10) 5.81
-13.31% Jan 2020 Mar 2020 (3) Aug 2020 (8) 5.81
-12.79% May 1998 Aug 1998 (4) Dec 1998 (8) 5.56
-10.86% May 2002 Sep 2002 (5) May 2003 (13) 5.87
-10.41% Jun 2011 Sep 2011 (4) Jan 2012 (8) 4.57
-9.49% May 2011 Sep 2011 (5) Feb 2012 (10) 3.89
-8.54% Feb 2001 Sep 2001 (8) Mar 2002 (14) 3.79
-7.45% Feb 2018 Dec 2018 (11) Apr 2019 (15) 3.24
-7.06% May 2015 Jan 2016 (9) Jul 2016 (15) 3.86
-7.02% Jul 1998 Aug 1998 (2) Dec 1998 (6) 3.48
-6.80% Sep 2018 Dec 2018 (4) Feb 2019 (6) 3.15
-6.19% Apr 2002 Oct 2002 (7) Apr 2003 (13) 2.86
-5.51% May 2010 Jun 2010 (2) Sep 2010 (5) 3.01
-4.79% Sep 2000 Nov 2000 (3) Jan 2001 (5) 2.40
-4.42% Apr 2015 Sep 2015 (6) Mar 2016 (12) 2.43
-4.36% Apr 2012 May 2012 (2) Aug 2012 (5) 1.89

Drawdown comparison chart since January 1992.

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Dynamic 60/40 Income Portfolio
Betterment Robo Advisor 50 Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-41.44% Jun 2007 Feb 2009 (21) Sep 2010 (40) 16.67
-30.72% Nov 2007 Feb 2009 (16) Apr 2010 (30) 14.13
-20.25% Jan 2022 Sep 2022 (9) In progress (27) 10.76
-18.21% Jan 2022 Sep 2022 (9) In progress (27) 11.22
-14.24% Feb 2020 Mar 2020 (2) Nov 2020 (10) 5.81
-13.31% Jan 2020 Mar 2020 (3) Aug 2020 (8) 5.81
-12.79% May 1998 Aug 1998 (4) Dec 1998 (8) 5.56
-10.86% May 2002 Sep 2002 (5) May 2003 (13) 5.87
-10.41% Jun 2011 Sep 2011 (4) Jan 2012 (8) 4.57
-9.49% May 2011 Sep 2011 (5) Feb 2012 (10) 3.89
-8.54% Feb 2001 Sep 2001 (8) Mar 2002 (14) 3.79
-7.45% Feb 2018 Dec 2018 (11) Apr 2019 (15) 3.24
-7.31% Feb 1994 Jun 1994 (5) May 1995 (16) 5.36
-7.06% May 2015 Jan 2016 (9) Jul 2016 (15) 3.86
-7.02% Jul 1998 Aug 1998 (2) Dec 1998 (6) 3.48
-6.80% Feb 1994 Nov 1994 (10) Apr 1995 (15) 3.87
-6.80% Sep 2018 Dec 2018 (4) Feb 2019 (6) 3.15
-6.19% Apr 2002 Oct 2002 (7) Apr 2003 (13) 2.86
-5.51% May 2010 Jun 2010 (2) Sep 2010 (5) 3.01
-4.79% Sep 2000 Nov 2000 (3) Jan 2001 (5) 2.40

Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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Year Return Drawdown Return Drawdown
2024
+2.73%
 -0.14%
+3.33%
 -0.71%
2023
+12.28%
 -6.45%
+12.47%
 -7.29%
2022
-15.89%
 -18.21%
-14.79%
 -20.25%
2021
+15.27%
 -2.58%
+7.95%
 -2.64%
2020
+6.26%
 -14.24%
+9.50%
 -13.31%
2019
+18.59%
 -1.55%
+17.41%
 -2.78%
2018
-3.28%
 -6.80%
-5.36%
 -7.45%
2017
+8.11%
 -0.39%
+14.19%
 0.00%
2016
+7.39%
 -2.92%
+8.00%
 -2.25%
2015
+0.49%
 -4.42%
-1.55%
 -6.85%
2014
+11.87%
 -2.32%
+5.47%
 -2.43%
2013
+8.15%
 -3.78%
+10.19%
 -3.88%
2012
+12.84%
 -3.09%
+13.19%
 -4.36%
2011
+3.16%
 -10.41%
+1.17%
 -9.49%
2010
+14.75%
 -5.96%
+11.61%
 -5.51%
2009
+25.31%
 -19.50%
+23.06%
 -11.58%
2008
-21.78%
 -30.14%
-19.44%
 -24.47%
2007
-3.54%
 -7.01%
+8.19%
 -2.74%
2006
+14.28%
 -1.89%
+13.22%
 -2.76%
2005
+5.27%
 -2.10%
+9.54%
 -2.36%
2004
+12.11%
 -4.29%
+12.75%
 -3.66%
2003
+22.26%
 0.00%
+24.96%
 -1.03%
2002
-0.78%
 -6.19%
-2.56%
 -10.86%
2001
+5.55%
 -3.29%
+1.49%
 -8.54%
2000
+5.79%
 -3.60%
+1.53%
 -4.79%
1999
+4.89%
 -3.30%
+17.87%
 -2.47%
1998
+5.13%
 -7.02%
+8.83%
 -12.79%
1997
+16.74%
 -0.91%
+10.06%
 -3.98%
1996
+16.21%
 -0.78%
+13.19%
 -1.81%
1995
+20.42%
 -0.12%
+20.93%
 -0.56%
1994
-3.20%
 -6.80%
-3.66%
 -7.31%
1993
+14.00%
 -1.75%
+24.85%
 -2.42%
1992
+13.92%
 -0.48%
+5.53%
 -2.73%