DFA Dimensional Retirement Income Fund vs Vanguard LifeStrategy Income Fund Portfolio Comparison

Last Update: 31 March 2024

The DFA Dimensional Retirement Income Fund Portfolio obtained a 5.58% compound annual return, with a 4.72% standard deviation, in the last 30 Years.

The Vanguard LifeStrategy Income Fund Portfolio obtained a 5.53% compound annual return, with a 4.76% standard deviation, in the last 30 Years.

Summary

Swipe left to see all data
DFA Dimensional Retirement Income Fund Portfolio Vanguard LifeStrategy Income Fund Portfolio
Portfolio Risk Low Low
Asset Allocation Stocks 20.4% 20%
Fixed Income 79.6% 80%
Commodities 0% 0%
30 Years Stats Return +5.58% +5.53%
Std Dev 4.72% 4.76%
Max Drawdown -12.91% -16.61%
All time Stats
(Since Jan 1985)		 Return +6.99% +7.05%
Std Dev 5.14% 5.13%
Max Drawdown -12.91% -16.61%
Last Update: 31 March 2024

Historical Returns as of Mar 31, 2024

Comparison period starts from January 1985

Swipe left to see all data
1M 6M 1Y 5Y 10Y 30Y MAX
DFA Dimensional Retirement Income Fund Portfolio +1.17 +7.17 +6.44 +4.18 +3.53 +5.58 +6.99
Vanguard LifeStrategy Income Fund Portfolio +1.38 +8.85 +6.61 +2.54 +3.29 +5.53 +7.05
Return over 1 year are annualized.

Capital Growth as of Mar 31, 2024

DFA Dimensional Retirement Income Fund Portfolio: an investment of 1$, since April 1994, now would be worth 5.10$, with a total return of 410.49% (5.58% annualized).

Vanguard LifeStrategy Income Fund Portfolio: an investment of 1$, since April 1994, now would be worth 5.03$, with a total return of 403.18% (5.53% annualized).

DFA Dimensional Retirement Income Fund Portfolio: an investment of 1$, since January 1985, now would be worth 14.20$, with a total return of 1320.12% (6.99% annualized).

Vanguard LifeStrategy Income Fund Portfolio: an investment of 1$, since January 1985, now would be worth 14.49$, with a total return of 1349.05% (7.05% annualized).

Drawdowns

Drawdown comparison chart since April 1994.

Swipe left to see all data
DFA Dimensional Retirement Income Fund Portfolio
Vanguard LifeStrategy Income Fund Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-16.61% Sep 2021 Sep 2022 (13) In progress (31) 9.86
-12.91% Jun 2008 Feb 2009 (9) Sep 2009 (16) 7.08
-12.16% Jan 2022 Sep 2022 (9) In progress (27) 6.22
-10.54% May 2008 Oct 2008 (6) Jul 2009 (15) 5.76
-4.64% Feb 2020 Mar 2020 (2) Jun 2020 (5) 2.06
-4.47% Feb 2020 Mar 2020 (2) May 2020 (4) 2.04
-4.34% May 2013 Jun 2013 (2) Feb 2014 (10) 2.22
-3.41% May 2015 Sep 2015 (5) Jun 2016 (14) 1.95
-3.36% May 2013 Jun 2013 (2) Oct 2013 (6) 2.02
-3.15% Sep 2018 Dec 2018 (4) Mar 2019 (7) 1.64
-3.06% Apr 2004 Apr 2004 (1) Sep 2004 (6) 1.65
-2.88% Aug 2011 Sep 2011 (2) Nov 2011 (4) 1.35
-2.63% Dec 1996 Mar 1997 (4) May 1997 (6) 1.43
-2.58% Oct 2016 Nov 2016 (2) Apr 2017 (7) 1.33
-2.43% May 2015 Sep 2015 (5) Mar 2016 (11) 1.45
-2.37% Sep 2018 Oct 2018 (2) Jan 2019 (5) 1.36
-2.24% Sep 1994 Nov 1994 (3) Jan 1995 (5) 1.41
-2.22% Apr 2004 May 2004 (2) Sep 2004 (6) 1.42
-2.13% Aug 1997 Aug 1997 (1) Sep 1997 (2) 1.23
-2.01% Aug 1998 Aug 1998 (1) Sep 1998 (2) 1.16

Drawdown comparison chart since January 1985.

Swipe left to see all data
DFA Dimensional Retirement Income Fund Portfolio
Vanguard LifeStrategy Income Fund Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-16.61% Sep 2021 Sep 2022 (13) In progress (31) 9.86
-12.91% Jun 2008 Feb 2009 (9) Sep 2009 (16) 7.08
-12.16% Jan 2022 Sep 2022 (9) In progress (27) 6.22
-10.54% May 2008 Oct 2008 (6) Jul 2009 (15) 5.76
-6.09% Feb 1994 Jun 1994 (5) Apr 1995 (15) 4.11
-5.45% Feb 1994 Jun 1994 (5) Apr 1995 (15) 3.70
-4.85% Sep 1987 Nov 1987 (3) Jan 1988 (5) 2.92
-4.64% Feb 2020 Mar 2020 (2) Jun 2020 (5) 2.06
-4.47% Sep 1987 Nov 1987 (3) Jan 1988 (5) 2.81
-4.47% Feb 2020 Mar 2020 (2) May 2020 (4) 2.04
-4.35% Jan 1990 Apr 1990 (4) Jun 1990 (6) 2.45
-4.34% May 2013 Jun 2013 (2) Feb 2014 (10) 2.22
-4.18% Aug 1990 Sep 1990 (2) Dec 1990 (5) 2.32
-3.95% Aug 1990 Sep 1990 (2) Nov 1990 (4) 2.41
-3.41% May 2015 Sep 2015 (5) Jun 2016 (14) 1.95
-3.37% Jan 1990 Apr 1990 (4) May 1990 (5) 2.08
-3.36% May 2013 Jun 2013 (2) Oct 2013 (6) 2.02
-3.15% Sep 2018 Dec 2018 (4) Mar 2019 (7) 1.64
-3.06% Apr 2004 Apr 2004 (1) Sep 2004 (6) 1.65
-2.88% Aug 2011 Sep 2011 (2) Nov 2011 (4) 1.35

Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
Swipe left to see all data
Year Return Drawdown Return Drawdown
2024
+2.16%
 0.00%
+1.15%
 -0.23%
2023
+7.92%
 -3.33%
+9.53%
 -5.04%
2022
-9.39%
 -12.16%
-14.00%
 -16.30%
2021
+7.04%
 -1.33%
+2.15%
 -1.71%
2020
+8.69%
 -4.64%
+8.85%
 -4.47%
2019
+10.30%
 -0.66%
+12.26%
 -0.05%
2018
-1.96%
 -3.15%
-1.15%
 -2.37%
2017
+6.78%
 -0.31%
+7.31%
 0.00%
2016
+4.66%
 -1.35%
+4.45%
 -2.58%
2015
-0.87%
 -3.41%
+0.26%
 -2.43%
2014
+2.89%
 -1.95%
+6.50%
 -0.99%
2013
+1.29%
 -4.34%
+3.78%
 -3.36%
2012
+7.36%
 -1.03%
+7.54%
 -1.14%
2011
+6.06%
 -2.88%
+5.49%
 -1.55%
2010
+6.92%
 -1.91%
+8.55%
 -1.00%
2009
+12.97%
 -4.37%
+12.18%
 -5.19%
2008
-7.45%
 -12.44%
-4.64%
 -10.54%
2007
+9.18%
 -0.27%
+6.96%
 -0.49%
2006
+5.72%
 -0.65%
+7.11%
 -0.79%
2005
+4.07%
 -1.13%
+4.54%
 -1.40%
2004
+7.31%
 -3.06%
+7.04%
 -2.22%
2003
+11.38%
 -1.65%
+10.09%
 -1.74%
2002
+5.44%
 -0.88%
+3.19%
 -1.88%
2001
+2.76%
 -1.59%
+4.39%
 -1.61%
2000
+7.94%
 -1.66%
+6.07%
 -1.88%
1999
+4.99%
 -1.82%
+4.89%
 -1.98%
1998
+10.20%
 -2.01%
+12.95%
 -1.57%
1997
+11.97%
 -2.13%
+7.78%
 -1.74%
1996
+5.90%
 -1.57%
+6.01%
 -0.91%
1995
+18.82%
 0.00%
+19.89%
 0.00%
1994
-2.17%
 -6.09%
-2.48%
 -5.45%
1993
+13.67%
 -1.44%
+13.03%
 -1.55%
1992
+5.89%
 -2.39%
+6.76%
 -2.36%
1991
+18.32%
 -1.25%
+18.32%
 -1.28%
1990
+4.76%
 -3.95%
+3.86%
 -4.35%
1989
+16.98%
 -0.62%
+14.71%
 -1.34%
1988
+9.77%
 -1.84%
+10.36%
 -1.32%
1987
+3.26%
 -4.85%
+4.45%
 -4.47%
1986
+17.53%
 -2.86%
+19.21%
 -2.56%
1985
+23.48%
 -1.24%
+26.25%
 -1.52%