Charles Schwab Conservative Income vs US Inflation Protection Portfolio Comparison

Last Update: 29 February 2024

The Charles Schwab Conservative Income Portfolio obtained a 4.32% compound annual return, with a 3.63% standard deviation, in the last 30 Years.

The US Inflation Protection Portfolio obtained a 4.98% compound annual return, with a 6.01% standard deviation, in the last 30 Years.

Summary

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Charles Schwab Conservative Income Portfolio US Inflation Protection Portfolio
Portfolio Risk Low Low
Asset Allocation Stocks 5% 0%
Fixed Income 95% 100%
Commodities 0% 0%
30 Years Stats Return +4.32% +4.98%
Std Dev 3.63% 6.01%
Max Drawdown -11.50% -14.76%
All time Stats
(Since Jan 1985)
Return +5.66% +6.69%
Std Dev 3.84% 6.63%
Max Drawdown -11.50% -14.76%
Last Update: 29 February 2024

Historical Returns as of Feb 29, 2024

Comparison period starts from January 1985

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1M 6M 1Y 5Y 10Y 30Y MAX
Charles Schwab Conservative Income Portfolio -0.54 +2.84 +4.27 +1.68 +1.91 +4.32 +5.66
US Inflation Protection Portfolio -1.05 +1.78 +1.82 +2.23 +1.77 +4.98 +6.69
Return over 1 year are annualized.

Capital Growth as of Feb 29, 2024

Charles Schwab Conservative Income Portfolio: an investment of 1$, since March 1994, now would be worth 3.56$, with a total return of 255.65% (4.32% annualized).

US Inflation Protection Portfolio: an investment of 1$, since March 1994, now would be worth 4.30$, with a total return of 330.19% (4.98% annualized).

Charles Schwab Conservative Income Portfolio: an investment of 1$, since January 1985, now would be worth 8.64$, with a total return of 763.62% (5.66% annualized).

US Inflation Protection Portfolio: an investment of 1$, since January 1985, now would be worth 12.62$, with a total return of 1162.01% (6.69% annualized).

Drawdowns

Drawdown comparison chart since March 1994.

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Charles Schwab Conservative Income Portfolio
US Inflation Protection Portfolio
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
-14.76% Jan 2022 Oct 2023 (22) In progress (26) 10.39
-11.79% Sep 2008 Oct 2008 (2) Sep 2009 (13) 5.42
-11.50% Jan 2022 Sep 2022 (9) In progress (26) 7.58
-9.24% Dec 2012 Dec 2013 (13) Mar 2019 (76) 4.32
-7.43% Mar 1994 Oct 1994 (8) Mar 1995 (13) 5.08
-7.01% May 2008 Oct 2008 (6) Jul 2009 (15) 3.26
-6.47% Feb 1996 May 1996 (4) Oct 1996 (9) 4.44
-5.32% Feb 1999 Dec 1999 (11) Mar 2000 (14) 3.77
-5.32% Jun 2003 Jul 2003 (2) Dec 2003 (7) 2.32
-4.82% Apr 2004 Apr 2004 (1) Aug 2004 (5) 2.77
-4.37% Dec 1996 Mar 1997 (4) Jun 1997 (7) 2.17
-4.32% May 2013 Aug 2013 (4) May 2014 (13) 2.65
-3.37% Nov 2001 Dec 2001 (2) Apr 2002 (6) 2.07
-3.33% Mar 1994 Jun 1994 (4) Feb 1995 (12) 2.36
-3.05% Nov 2010 Dec 2010 (2) Apr 2011 (6) 2.01
-2.79% Apr 2004 Apr 2004 (1) Aug 2004 (5) 1.77
-2.75% Oct 2002 Oct 2002 (1) Dec 2002 (3) 1.95
-2.60% Sep 2005 Apr 2006 (8) Aug 2006 (12) 1.40
-2.57% Mar 2020 Mar 2020 (1) May 2020 (3) 1.29
-2.55% Aug 2016 Nov 2016 (4) Aug 2017 (13) 1.16

Drawdown comparison chart since January 1985.

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Charles Schwab Conservative Income Portfolio
US Inflation Protection Portfolio
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
-14.76% Jan 2022 Oct 2023 (22) In progress (26) 10.39
-11.79% Sep 2008 Oct 2008 (2) Sep 2009 (13) 5.42
-11.50% Jan 2022 Sep 2022 (9) In progress (26) 7.58
-10.68% Feb 1994 Oct 1994 (9) May 1995 (16) 7.40
-9.45% Mar 1987 Sep 1987 (7) Jan 1988 (11) 4.91
-9.24% Dec 2012 Dec 2013 (13) Mar 2019 (76) 4.32
-7.01% May 2008 Oct 2008 (6) Jul 2009 (15) 3.26
-6.47% Feb 1996 May 1996 (4) Oct 1996 (9) 4.44
-5.32% Feb 1999 Dec 1999 (11) Mar 2000 (14) 3.77
-5.32% Jun 2003 Jul 2003 (2) Dec 2003 (7) 2.32
-4.82% Apr 2004 Apr 2004 (1) Aug 2004 (5) 2.77
-4.80% Feb 1994 Jun 1994 (5) Mar 1995 (14) 3.45
-4.70% Mar 1988 May 1988 (3) Sep 1988 (7) 2.66
-4.42% Dec 1989 Apr 1990 (5) Jun 1990 (7) 2.28
-4.37% Dec 1996 Mar 1997 (4) Jun 1997 (7) 2.17
-4.32% May 2013 Aug 2013 (4) May 2014 (13) 2.65
-4.18% May 1986 May 1986 (1) Jun 1986 (2) 2.41
-3.90% Mar 1987 Sep 1987 (7) Jan 1988 (11) 2.04
-3.82% Jan 1992 Apr 1992 (4) Jun 1992 (6) 2.47
-3.65% Feb 1985 Feb 1985 (1) Apr 1985 (3) 1.98

Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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Year Return Drawdown Return Drawdown
2024
-0.71%
-0.71%
-0.72%
-1.05%
2023
+5.79%
-3.43%
+3.27%
-5.35%
2022
-9.97%
-11.50%
-13.10%
-14.74%
2021
+2.43%
-1.40%
+5.67%
-1.95%
2020
+5.45%
-2.57%
+10.84%
-1.76%
2019
+8.37%
-0.27%
+8.35%
-1.14%
2018
-0.17%
-1.84%
-1.42%
-2.47%
2017
+2.91%
-0.28%
+2.92%
-0.91%
2016
+3.48%
-2.55%
+4.68%
-2.64%
2015
-0.30%
-2.38%
-1.75%
-4.83%
2014
+5.05%
-1.20%
+3.59%
-2.59%
2013
-1.91%
-4.32%
-8.49%
-9.10%
2012
+4.58%
-0.18%
+6.39%
-1.43%
2011
+6.88%
-0.61%
+13.28%
-0.01%
2010
+6.25%
-1.09%
+6.14%
-3.05%
2009
+7.40%
-3.86%
+8.94%
-2.24%
2008
-0.05%
-7.01%
+0.04%
-11.79%
2007
+5.65%
-1.21%
+11.92%
-1.52%
2006
+5.45%
-0.71%
+0.28%
-2.37%
2005
+3.19%
-1.10%
+2.49%
-2.47%
2004
+5.92%
-2.79%
+8.28%
-4.82%
2003
+6.47%
-2.06%
+8.00%
-5.32%
2002
+7.47%
-0.98%
+16.61%
-2.75%
2001
+7.06%
-0.84%
+7.61%
-3.37%
2000
+10.92%
-0.02%
+17.65%
-0.84%
1999
+0.05%
-1.43%
-4.47%
-5.32%
1998
+6.75%
-0.25%
+9.27%
-0.76%
1997
+8.91%
-0.83%
+12.71%
-2.48%
1996
+5.56%
-1.96%
+1.33%
-6.47%
1995
+15.82%
0.00%
+23.02%
-0.42%
1994
-2.12%
-4.80%
-6.25%
-10.68%
1993
+10.51%
-0.90%
+15.75%
-1.45%
1992
+7.63%
-1.15%
+8.74%
-3.82%
1991
+15.73%
-0.03%
+18.60%
-0.30%
1990
+6.08%
-1.67%
+8.20%
-4.32%
1989
+11.52%
-0.97%
+15.77%
-2.48%
1988
+7.76%
-1.64%
+6.51%
-4.70%
1987
+2.12%
-3.90%
-0.24%
-9.45%
1986
+13.85%
-1.69%
+18.39%
-4.18%
1985
+19.26%
-1.36%
+26.04%
-3.65%