Last Update: 31 July 2022
The Charles Schwab Conservative Income Portfolio obtained a 4.75% compound annual return, with a 3.40% standard deviation, in the last 30 Years.
The DFA Dimensional Retirement Income Fund Portfolio obtained a 5.84% compound annual return, with a 4.59% standard deviation, in the last 30 Years.
Summary
Charles Schwab Conservative Income Portfolio | DFA Dimensional Retirement Income Fund Portfolio | ||
---|---|---|---|
Risk | Low | Low | |
Asset Allocation | Stocks | 5% | 20.4% |
Fixed Income | 95% | 79.6% | |
Commodities | 0% | 0% | |
30 Years Stats | Return | +4.75% | +5.84% |
Std Dev | 3.40% | 4.59% | |
Max Drawdown | -8.22% | -12.91% |
Last Update: 31 July 2022
Historical Returns as of Jul 31, 2022
Comparison period starts from January 1992
1M | 6M | 1Y | 5Y(*) | 10Y(*) | 30Y(*) | MAX(*) | |
---|---|---|---|---|---|---|---|
Charles Schwab Conservative Income Portfolio | +2.68 | -3.96 | -5.35 | +2.12 | +1.94 | +4.75 | +4.81 |
DFA Dimensional Retirement Income Fund Portfolio | +3.81 | -3.32 | -3.70 | +4.13 | +3.51 | +5.84 | +5.82 |
Capital Growth as of Jul 31, 2022
Charles Schwab Conservative Income Portfolio: an investment of 1000$, since August 1992, now would be worth 4021.20$, with a total return of 302.12% (4.75% annualized).
DFA Dimensional Retirement Income Fund Portfolio: an investment of 1000$, since August 1992, now would be worth 5481.68$, with a total return of 448.17% (5.84% annualized).
Charles Schwab Conservative Income Portfolio: an investment of 1000$, since January 1992, now would be worth 4207.60$, with a total return of 320.76% (4.81% annualized).
DFA Dimensional Retirement Income Fund Portfolio: an investment of 1000$, since January 1992, now would be worth 5648.59$, with a total return of 464.86% (5.82% annualized).
Drawdowns
Drawdown comparison chart since July 1992.
Charles Schwab Conservative Income Portfolio |
DFA Dimensional Retirement Income Fund Portfolio |
||||
---|---|---|---|---|---|
Drawdown | Start | Bottom | Drawdown | Start | Bottom |
-12.91% | Jun 2008 | Feb 2009 | |||
-8.69% | Jan 2022 | Jun 2022 | |||
-8.22% | Jan 2022 | Jun 2022 | |||
-7.01% | May 2008 | Oct 2008 | |||
-6.09% | Feb 1994 | Jun 1994 | |||
-4.80% | Feb 1994 | Jun 1994 | |||
-4.64% | Feb 2020 | Mar 2020 | |||
-4.34% | May 2013 | Jun 2013 | |||
-4.32% | May 2013 | Aug 2013 | |||
-3.41% | May 2015 | Sep 2015 | |||
-3.15% | Sep 2018 | Dec 2018 | |||
-3.06% | Apr 2004 | Apr 2004 | |||
-2.88% | Aug 2011 | Sep 2011 | |||
-2.79% | Apr 2004 | Apr 2004 | |||
-2.57% | Mar 2020 | Mar 2020 | |||
-2.55% | Aug 2016 | Nov 2016 | |||
-2.38% | Feb 2015 | Jun 2015 | |||
-2.13% | Aug 1997 | Aug 1997 | |||
-2.06% | Jul 2003 | Jul 2003 | |||
-2.01% | Aug 1998 | Aug 1998 |
Drawdown comparison chart since January 1992.
Charles Schwab Conservative Income Portfolio |
DFA Dimensional Retirement Income Fund Portfolio |
||||
---|---|---|---|---|---|
Drawdown | Start | Bottom | Drawdown | Start | Bottom |
-12.91% | Jun 2008 | Feb 2009 | |||
-8.69% | Jan 2022 | Jun 2022 | |||
-8.22% | Jan 2022 | Jun 2022 | |||
-7.01% | May 2008 | Oct 2008 | |||
-6.09% | Feb 1994 | Jun 1994 | |||
-4.80% | Feb 1994 | Jun 1994 | |||
-4.64% | Feb 2020 | Mar 2020 | |||
-4.34% | May 2013 | Jun 2013 | |||
-4.32% | May 2013 | Aug 2013 | |||
-3.41% | May 2015 | Sep 2015 | |||
-3.15% | Sep 2018 | Dec 2018 | |||
-3.06% | Apr 2004 | Apr 2004 | |||
-2.88% | Aug 2011 | Sep 2011 | |||
-2.79% | Apr 2004 | Apr 2004 | |||
-2.57% | Mar 2020 | Mar 2020 | |||
-2.55% | Aug 2016 | Nov 2016 | |||
-2.39% | Jan 1992 | Mar 1992 | |||
-2.38% | Feb 2015 | Jun 2015 | |||
-2.13% | Aug 1997 | Aug 1997 | |||
-2.06% | Jul 2003 | Jul 2003 |
Yearly Returns
Yearly return comparison. Common historical serie start from January 1992.
Year | Charles Schwab Conservative Income Portfolio | DFA Dimensional Retirement Income Fund Portfolio |
---|---|---|
2022 |
-5.76% | -5.22% |
2021 |
+2.43% | +7.04% |
2020 |
+5.45% | +8.69% |
2019 |
+8.37% | +10.30% |
2018 |
-0.17% | -1.96% |
2017 |
+2.91% | +6.78% |
2016 |
+3.48% | +4.66% |
2015 |
-0.30% | -0.87% |
2014 |
+5.05% | +2.89% |
2013 |
-1.91% | +1.29% |
2012 |
+4.58% | +7.36% |
2011 |
+6.88% | +6.06% |
2010 |
+6.25% | +6.92% |
2009 |
+7.40% | +12.97% |
2008 |
-0.05% | -7.45% |
2007 |
+5.65% | +9.18% |
2006 |
+5.45% | +5.72% |
2005 |
+3.19% | +4.07% |
2004 |
+5.92% | +7.31% |
2003 |
+6.47% | +11.38% |
2002 |
+7.47% | +5.44% |
2001 |
+7.06% | +2.76% |
2000 |
+10.92% | +7.94% |
1999 |
+0.05% | +4.99% |
1998 |
+6.75% | +10.20% |
1997 |
+8.91% | +11.97% |
1996 |
+5.56% | +5.90% |
1995 |
+15.82% | +18.82% |
1994 |
-2.12% | -2.17% |
1993 |
+10.51% | +13.67% |
1992 |
+7.63% | +5.89% |