Charles Schwab Conservative Income vs 10-year Treasury Portfolio Comparison

Last Update: 31 March 2024

The Charles Schwab Conservative Income Portfolio obtained a 4.43% compound annual return, with a 3.59% standard deviation, in the last 30 Years.

The 10-year Treasury Portfolio obtained a 4.85% compound annual return, with a 6.78% standard deviation, in the last 30 Years.

Summary

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Charles Schwab Conservative Income Portfolio 10-year Treasury Portfolio
Portfolio Risk Low Low
Asset Allocation Stocks 5% 0%
Fixed Income 95% 100%
Commodities 0% 0%
30 Years Stats Return +4.43% +4.85%
Std Dev 3.59% 6.78%
Max Drawdown -11.50% -23.18%
All time Stats
(Since Jan 1985)		 Return +5.67% +6.48%
Std Dev 3.84% 7.23%
Max Drawdown -11.50% -23.18%
Last Update: 31 March 2024

Historical Returns as of Mar 31, 2024

Comparison period starts from January 1985

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1M 6M 1Y 5Y 10Y 30Y MAX
Charles Schwab Conservative Income Portfolio +0.74 +5.49 +3.15 +1.51 +1.99 +4.43 +5.67
10-year Treasury Portfolio +0.73 +5.02 -1.56 -0.61 +1.16 +4.85 +6.48
Return over 1 year are annualized.

Capital Growth as of Mar 31, 2024

Charles Schwab Conservative Income Portfolio: an investment of 1$, since April 1994, now would be worth 3.67$, with a total return of 266.66% (4.43% annualized).

10-year Treasury Portfolio: an investment of 1$, since April 1994, now would be worth 4.14$, with a total return of 314.12% (4.85% annualized).

Charles Schwab Conservative Income Portfolio: an investment of 1$, since January 1985, now would be worth 8.70$, with a total return of 770.04% (5.67% annualized).

10-year Treasury Portfolio: an investment of 1$, since January 1985, now would be worth 11.76$, with a total return of 1075.68% (6.48% annualized).

Drawdowns

Drawdown comparison chart since April 1994.

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Charles Schwab Conservative Income Portfolio
10-year Treasury Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-23.18% Aug 2020 Oct 2023 (39) In progress (44) 13.61
-11.50% Jan 2022 Sep 2022 (9) In progress (27) 7.50
-9.34% Oct 1998 Jan 2000 (16) Aug 2000 (23) 5.17
-7.60% May 2013 Dec 2013 (8) Nov 2014 (19) 4.38
-7.18% Aug 2016 Apr 2018 (21) May 2019 (34) 4.82
-7.01% May 2008 Oct 2008 (6) Jul 2009 (15) 3.26
-6.90% Feb 1996 May 1996 (4) Nov 1996 (10) 4.58
-6.65% Jan 2009 Jun 2009 (6) Jun 2010 (18) 4.33
-6.60% Nov 2001 Mar 2002 (5) Jul 2002 (9) 3.77
-5.68% Jun 2003 Jul 2003 (2) Dec 2003 (7) 2.83
-4.85% Apr 2004 May 2004 (2) Oct 2004 (7) 2.96
-4.67% Sep 2010 Mar 2011 (7) Jul 2011 (11) 2.74
-4.32% May 2013 Aug 2013 (4) May 2014 (13) 2.65
-4.25% Feb 2015 Jun 2015 (5) Jan 2016 (12) 2.34
-4.15% Apr 2008 May 2008 (2) Nov 2008 (8) 2.19
-4.13% Oct 2002 Nov 2002 (2) Feb 2003 (5) 2.02
-4.08% Jul 2005 May 2006 (11) Sep 2006 (15) 2.49
-4.04% Dec 1996 Mar 1997 (4) Jun 1997 (7) 2.15
-3.09% Apr 1994 Nov 1994 (8) Jan 1995 (10) 1.88
-2.97% Apr 2001 May 2001 (2) Jul 2001 (4) 2.13

Drawdown comparison chart since January 1985.

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Charles Schwab Conservative Income Portfolio
10-year Treasury Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-23.18% Aug 2020 Oct 2023 (39) In progress (44) 13.61
-11.50% Jan 2022 Sep 2022 (9) In progress (27) 7.50
-10.87% Mar 1987 Sep 1987 (7) Jan 1988 (11) 5.88
-10.14% Nov 1993 Nov 1994 (13) May 1995 (19) 6.64
-9.34% Oct 1998 Jan 2000 (16) Aug 2000 (23) 5.17
-7.60% May 2013 Dec 2013 (8) Nov 2014 (19) 4.38
-7.18% Aug 2016 Apr 2018 (21) May 2019 (34) 4.82
-7.01% May 2008 Oct 2008 (6) Jul 2009 (15) 3.26
-6.90% Feb 1996 May 1996 (4) Nov 1996 (10) 4.58
-6.65% Jan 2009 Jun 2009 (6) Jun 2010 (18) 4.33
-6.60% Nov 2001 Mar 2002 (5) Jul 2002 (9) 3.77
-5.68% Jun 2003 Jul 2003 (2) Dec 2003 (7) 2.83
-4.85% Apr 2004 May 2004 (2) Oct 2004 (7) 2.96
-4.80% Feb 1994 Jun 1994 (5) Mar 1995 (14) 3.45
-4.67% Sep 2010 Mar 2011 (7) Jul 2011 (11) 2.74
-4.60% Mar 1988 May 1988 (3) Sep 1988 (7) 2.57
-4.48% Jan 1990 Apr 1990 (4) Jun 1990 (6) 2.44
-4.32% May 2013 Aug 2013 (4) May 2014 (13) 2.65
-4.25% Feb 2015 Jun 2015 (5) Jan 2016 (12) 2.34
-4.15% Apr 2008 May 2008 (2) Nov 2008 (8) 2.19

Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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Year Return Drawdown Return Drawdown
2024
+0.03%
 -0.71%
-1.30%
 -2.08%
2023
+5.79%
 -3.43%
+3.64%
 -8.81%
2022
-9.97%
 -11.50%
-15.19%
 -16.91%
2021
+2.43%
 -1.40%
-3.33%
 -5.73%
2020
+5.45%
 -2.57%
+10.01%
 -2.02%
2019
+8.37%
 -0.27%
+8.03%
 -2.59%
2018
-0.17%
 -1.84%
+0.99%
 -3.19%
2017
+2.91%
 -0.28%
+2.55%
 -1.90%
2016
+3.48%
 -2.55%
+1.00%
 -6.50%
2015
-0.30%
 -2.38%
+1.51%
 -4.25%
2014
+5.05%
 -1.20%
+9.07%
 -1.05%
2013
-1.91%
 -4.32%
-6.09%
 -7.60%
2012
+4.58%
 -0.18%
+3.66%
 -2.67%
2011
+6.88%
 -0.61%
+15.64%
 -1.29%
2010
+6.25%
 -1.09%
+9.37%
 -4.30%
2009
+7.40%
 -3.86%
-6.59%
 -6.65%
2008
-0.05%
 -7.01%
+17.91%
 -4.15%
2007
+5.65%
 -1.21%
+10.37%
 -1.85%
2006
+5.45%
 -0.71%
+2.52%
 -2.87%
2005
+3.19%
 -1.10%
+2.64%
 -3.19%
2004
+5.92%
 -2.79%
+4.12%
 -4.85%
2003
+6.47%
 -2.06%
+5.29%
 -5.68%
2002
+7.47%
 -0.98%
+15.45%
 -4.13%
2001
+7.06%
 -0.84%
+5.40%
 -5.21%
2000
+10.92%
 -0.02%
+17.28%
 -1.12%
1999
+0.05%
 -1.43%
-7.83%
 -8.11%
1998
+6.75%
 -0.25%
+14.64%
 -1.61%
1997
+8.91%
 -0.83%
+11.97%
 -2.02%
1996
+5.56%
 -1.96%
-0.00%
 -6.90%
1995
+15.82%
 0.00%
+25.55%
 -1.23%
1994
-2.12%
 -4.80%
-7.19%
 -9.56%
1993
+10.51%
 -0.90%
+12.97%
 -2.55%
1992
+7.63%
 -1.15%
+7.23%
 -4.02%
1991
+15.73%
 -0.03%
+18.91%
 -0.54%
1990
+6.08%
 -1.67%
+7.70%
 -4.48%
1989
+11.52%
 -0.97%
+17.84%
 -2.30%
1988
+7.76%
 -1.64%
+6.90%
 -4.60%
1987
+2.12%
 -3.90%
-2.64%
 -10.87%
1986
+13.85%
 -1.69%
+21.35%
 -3.93%
1985
+19.26%
 -1.36%
+29.85%
 -3.33%